Take Steps to Protect Your Identity and Finances
No matter how careful you are, you can still become a victim of identity theft. Each day, criminals find new ways to steal personal information, such as Social Security and driver's license numbers, to take over existing accounts and open fraudulent new ones.
Each year, between 7 and 10 million Americans fall prey to identity theft. Victims spend valuable time and money restoring their credit standing and personal reputation. Some may even be forced to prove their innocence against unwarranted criminal charges. If you become a victim of identity theft, you need to know about it right away. The longer criminals have your personal information, the more damage they can do.
Tips and Best Practices to Protect Your Finances
- Be Wary of Unsolicited Requests: First National Bank Minnesota will never call you to request information you received via text (SMS) or pressure you to reset your online banking login password.
- Verify Caller ID: Caller ID may be modified to show First National Bank Minnesota's name. Always verify the caller's identity using a published phone number.
- Protect Your Credentials: Never provide your online banking login credentials, one-time password, account number, or personal information by email, text, or phone call. Contact First National Bank Minnesota directly to confirm the legitimacy of any request.
- Avoid Clicking on Unsolicited Links: Do not click on links in unsolicited emails or texts.
- Guard Against Remote Access Scams: Never give an unsolicited caller remote access to your computer.
Identity Theft Frequently Asked Questions
What should I do if I suspect identity theft?
Contact First National Bank Minnesota immediately using a published phone number. They can guide you through the necessary steps to secure your accounts and personal information.
How can I verify if a call or message is genuinely from First National Bank Minnesota?
Always use the published phone number to verify any communication. Do not trust caller ID or unsolicited messages.
What are some common signs of identity theft?
Unfamiliar transactions on your bank statements, unexpected changes to your credit score, and receiving bills or collection notices for accounts you did not open are common signs.
How can I protect my online banking information?
Use strong, unique passwords for your accounts, don't save your login information on public/shared devices, and regularly monitor your account activity for any suspicious transactions.
If you have any concerns about identity theft, please contact our universal bankers today. Your financial security is our top priority.