Loans To Help Finance Purchasing Your Dream Home
Whether you're purchasing your first home, refinancing your existing loan, or looking to use your home's built up equity for some financial flexibility, it's important to work with a home loan provider you can trust. First National Bank Minnesota is proud to be a community mortgage lender focused on meeting your unique borrowing needs. We work with local real estate agents, we understand the local market, and we have a knowledgeable staff that can answer your questions. Experience the difference working with a local lender by contacting our lending team.
Meet Our Mortgage Lenders
Your Home Loan Options
Home Loan Product | What You Need to Know About this Loan |
|---|---|
Fixed-Rate Mortgages - | Offers a consistent interest rate and monthly payments for the life of the loan, typically ranging from 10 to 30 years. Ideal for homeowners who plan to stay in their home long-term and prefer predictable payments. |
Mortgage Loan Refinancing | Allows you to replace your existing mortgage with a new one, potentially lowering your interest rate, reducing monthly payments, or changing the loan term. Beneficial for improving cash flow or consolidating debt. |
VA Loans | Available to eligible veterans, active-duty service members, and certain military spouses. Offers benefits like no down payment, no private mortgage insurance, and competitive interest rates. |
Home Equity Loans | Provides a lump sum loan using your home’s equity as collateral. Features fixed interest rates and fixed monthly payments, making it ideal for large expenses like home renovations or debt consolidation. |
Home Equity Lines of Credit | A revolving line of credit secured by your home’s equity. Allows you to borrow as needed up to a certain limit, with variable or fixed rate options available. |
Specialty Loan Programs
Check with us for any updates on grant programs or special first-time home buyer programs that come available from time to time.
2025 First Time Home Buyer Grant Program Infomation
Our Mortgage Lending Team
Maria Kirsch
Gaylord Branch President
NMLS: 431200
Division: Consumer/Mortgage Lending
Location: Gaylord
Phone: (507) 784-5503
Jay Buboltz
Vice President, Mortgage Lending
NMLS: 2010959
Division: Consumer/Mortgage Lending
Location: Mankato
Phone: (507) 386-4129
Lori Thaemert
Vice President, Mortgage Lending
NMLS: 784030
Division: Consumer/Mortgage Lending
Location: Belle Plaine
Phone: (952) 873-4016
Matt LeTourneau
Assistant Vice President, Mortgage Lending
NMLS: 404642
Division: Consumer/Mortgage Lending
Location: St. Peter
Phone: (507) 934-5266